Does Modifying your car make insurance quotes higher?

A Turbo Charger that makes your car zoom...........!!!!!!

Ok so you are thinking about adding some bodykit,or some wider wheels to your car?Thats ok but your car insurance quote will not be cheap.Any mods fitted on all cars increase the chance of it been getting stolen.This is a risk to the insurance company.Then will then increase you car insurance quote,because if your modded ride and it gets stolen then need more money to bail you and the car out,if things don't go well.On the other hand if you want cheap car insurance don't mod your car leave it stock.Even engine mods,like adding a turbo charger,or getting your car supercharged, will make your insurance quote really high and too expensive.All insurance providers,don't like engine mods,this is because it shows that you are running more power,and therefore have you have increase in the percentage that you might have a accident.Even if you add tinted windows to the side of your car,this will have not a big increase on the insurance quote.Insurance companies are fine if you do a little modding to your car,eg put some racing sticker all over the hood, but if you go over the top then sorry,you wallet maybe empty.To insurance companies mods are classed into two Performance Modifications and Aesthetic Modifications.

Some people do not tell the insurance companies that they have a modded the car.This way they get cheaper car insurance quote.You should tell you insurance company if you have modded your car.This is to be on the safe side.because if you lets say have a accident,and your cars modded,but you have not told your insurance company,then it will not look right.Then your have to sort things out with your car insurance provider,and that's the last thing you need is hassle,just after you have been in car accident the previous day. If you do not declare that you have mod's your ride then if you make a claim your insurance policy will be void. Before you get your car modded up,i suggest that you check how much it will cost extra with the mods,ask the insurance provider and get a quote on how much it be with and without it been modified.So if you are looking for the cheapest car insurance modding your car will not help in any way.If your just a young driver that just started to drive,then forget about mods because your insurance will not be cheap.Good luck,with saving money!