Cheap car insurance quotes for young and new drivers between 17-20 years is a rarely realised promise.You can try all your best but it still will not be cheap as peanuts. The best any young or new driver can do is find and buy the cheapest insurance premium on offer.Look around the internet and use many car insurance comparison websites.They indeed help you to find a cheap car insurance quote for any age group.Try different car insurance companies.like some that you never heard or seen before.Sometimes they can be cheap than the rest or match the other providers insurance quote.What follows is a guide designed to help all new and young drivers reduce the cost of their car insurance.This has helped many drivers aged between 17-20 get at least £230 off there new insurance quote.
The big reason cheap young drivers car insurance is a because new and young drivers are a bigger risk to insure than the average aged 40 or more and women drivers that tend to be more experienced behind the wheel.Car insurance companies got a pay out big whack if you crash.So insurance companies charge that in advance when you get your quote.That is why you car insurance quotes these days and huge amounts of money!
These are the true facts why you cant get cheap insurance at 17-20 years of age:
- Newly qualified UK drivers are more likely to have an accident during their first year of year of driving than at any other time.
- Per mile of driving, the risk of an accident involving injury or death is about seven times greater for 17-20 years old than for those aged 40 or over.This is because most people claim that young drivers and more likely to crash than aged 40 and over.
- Young drivers under 21 are involved in 15% of all car accident deaths.More young drivers are dieing on the road,costing insurance companies loads of money out of there pockets.This is why there are signs on the road to reduce your speed limit and young drivers don't take notice.They crash there cars and make it expensive for young drivers that are carefully on the road.So either way no body's a winner?
- New drivers make up just 13% of license holders, but are involved in 29% of accidents.So basically young drivers are more likely to crash than older drivers.
2)Stop speeding down the road so often,keep you license clean,with no points at all! Did you know that getting no points on you drivers license, means cheaper car insurance in the future?A key tip if you just started driving a car.
3)Use you car garage,instead of parking it outside,reducing the risk of your car being stolen and getting at least 13% of you car insurance quote.
4)Buy your car insurance policy online,rather on the phone.Did you know that Buying online is cheaper as the insurance company has fewer costs to cover.
5)Get a car alarm for your car fitted and installed will shave a shed load of money of your next car insurance quote.NOTE:some older cars EG Nissan micra,old school corsa's will not have a car alarm?Getting a alarm fitted will cost a bit to install,but in return save you a load of money on your next car insurance quote and there is a less chance of your car getting broken in too:)!
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