Firstly, look all around the Internet,there are over a 1000 insurance companies out there that want to be better than each other.Some people mostly just get one quote from a insurance company and that's it!!.It takes more than that,putting effort in you research for get cheaper car insurance helps a lot.Using Google is the key idea for saving money all together on insurance quotes.Don't just give up and just go to one search engine website what will compare various insurance's companies.Try more than 2 comparing websites at least! 2 different websites that compare different insurance providers quotes to find you the cheapest,like go compare or CompareTheMarket.com.These sites offer many quotes and find the cheapest insurance quote and deals regarding your vehicle insurance group and trying to find the cheapest for you on the market today.But using more than one is better this is because two is better than one.What if the two had a cheaper quote than one?
Secondly,keeping your car in a roofed garage is keeping insurance prices lower than a non garaged vehicle.This is because the insurance company knows that it is less likely to get your car broken in if it is a garage.This can save you up to hundreds and thousands of pounds depending if the area is popular of insurance claims.The area always reflects on every person's insurance quote,so you can't do anything about that!If your garage is full of junk, clear it out and use it for your car. Aside from the benefit of not having to scrape the ice off in winter, there is a higher risk of theft by keeping the car on the road, so keeping it in the garage will be reflected in your premium. Your area is a big reflect on a insurance quote,as bad area's with high crime gets a really high insurance quote.But its cheaper it a good area,due to the fact there is less crime.As well as that if you have a car alarm installed then this can shave pounds too!:)Fitting an alarm or immobiliser or tracking device can attract a discount of around 6%. Just remember to tell the insurance companies that you have a alarm and its in a garage as many people forget to tell them.Trust me on this, i saved lots of money just by tell my provider that its alarmed and garaged:)
Thirdly, your history in the past between various insurance companies and yourself make also a little difference.So like if you were making loads of claims in the past,which does not make insurance cheaper.In fact, it makes it more expensive in the future to get a cheap insurance deal else were.So keep the claims to a limit!.If its a light scratch on a front car bumper,then its not worth the claim!Get it sorted out yourself,it will not cost that much than you think!Your claim bonus's make a Major impact on hammering that quote down.If you have a clean record and been as the good guy then your in luck.The more claim bonus's the better,cheaper insurance quote as years go buy....More claim bonus's the better,cheaper quote you will gain.If you going to install mods to your car like body kit's,spoilers etc....your insurance will be higher and not cheap.So think about that if you are going to mod up you ride!!
Also you can save money,meaning cheaper insurance by buying a smaller engine car.Like EG... a Nissan micra insurance is going to be cheaper than a Subaru.This is because the micra will be cheaper than the rest because it is not a high performance car and its has a smaller engine that takes less juice (1.1Liter)That will make a big difference if switching from a big engine to a smaller sized engine.If you are really you can't afford that extra £800 then i think its time to give up the bigger engine car for a smaller engine, that also take less petrol which means more mpg.If you decide to change your car, check with your insurer if the model will have a significant effect on the premium. Sporty cars can attract a high premium and often a slightly different model or smaller engine can make a big difference in your favour to getting that extra £50 or more off!
But you must be honest about your annual mileage every year, as inaccuracy will jeopardise any claim,which can make the double the quote . Check your use cover if you don't use your car to drive to work or for business both things that increase your premium you may be able to get a cheaper rate.So like if you all drop your kids to school then it will be cheaper than the other person saying that you are taking it to work every day.Cheaper the better so if you can limit the use of your car you will save some money towards cheaper car insurance.
If your car is a import,meaning that it came from a different culture eg like most Subaru come from japan first then came to the UK to be sold on with mods.But people find out later that it is actually three times more higher in insurance than a UK spec of that same car.So if you want a import think twice,it will not be cheap to insure!!The insurance quotes you will get will not be cheap even when you haggle with them.Imports really do look nice,with all them toys that come with it!But wait! look around and you will find a UK spec of the same car then that will to help insurance quotes go down.If so you do find a UK model of that car then That is good luck and that my buddy, that will save money on car insurance prices that your get.Also never pay for getting insurance quotes there free online,stop wasting your money on calling up loads of different insurance provider.Those 0845 numbers are not cheap.Even you might know that but there are people wasting loads of money on phone calls,Why? simply Just get access to the Internet and start hunting for a cheaper insurance deal!
Also your age also depends on getting the cheapest car insurance!!This is because young drivers tend to make more claims that older drivers on the road today!So if you are like eg 17 and want cheap car insurance quotes for your car,then looking all over is the best way to do it.In the Uk it is various from £1500-£4000 depending on what you are driving and at 17 years of age.So if you are 17 or in that range don't get a Subaru or a Toyota supra!! Get something that will cost you less to maintain and get cheaper insurance.Like a punto or a corsa.Also i suggest at 17, don't make any false claims,insurance companies are will find out!!Eventually the next quote you get will be higher than you think!Making claims removes your good record with the insurance provider,and they will increase the insurance price the next time you want a insurance quote!!
As well as that, if your female then yes it will much cheaper than a male driver.This is because the insurance companies look on the database to see if claims are more popular with the females or the males.It is most possible it is males that make more claims rather than females in my research.Most males are speeding these days on the road,this to the insurance company suggest that there will be more accidents involved,so the insurance company quotes increase .This is because if the male driver has a accident they will need to money to cover the car itself. That's why the for most young males it is not cheap to get insurance for any car, aged in the range from 17-24 Years.But it will be cheaper for a female than a male at 17-25 Years of age.
Using the Internet is the cheapest way to knock down quotes for your vehicle insurance quote and is the best way to go.There is various comparing websites that are very usefully in terms of looking for the cheapest car insurance around!Look hard that's all it is about,don't just check one insurance company check loads of websites!!Check there official website as well because sometimes its more cheaper on there own website.All this that i mentioned in this blog really helped me and i want to help you by telling you people out there as well.Personally I saved at least £510 this year off my car insurance quote,by using some of these great tips that i provided in this blog.
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